Indianapolis, IN — Quintel Sumrall knows what it’s like to have low credit scores delay or increase the cost of purchasing a car or a home. After many years of being held down by bad credit and poor financial management, Sumrall learned the skills he needed to turn his financial situation around. Seven years later, Sumrall founded Credit Dispute Cloud, LLC (CDC). An entirely new model of “credit repair” – CDC is a cloud-based software application that empowers individuals to get a handle on, repair and maintain good credit – WITHOUT a middleman or hefty fees. The vast majority of African Americans are in debt and having increasing difficulty paying their bills. Sumrall wants to change that. Credit Dispute Cloud is an “on-time solution” that is quick and easy to setup and it’s affordable. Individuals can begin their journey to better credit for only $29.99 at CreditDisputeCloud.com.